Financial Tip of the Day!

Having too much fun with your credit cards?!? Get a charge card. This is essentially a short term loan because you pay the balance off in full at the end of the month. On time payments will reflect positively on your credit report and even though 'credit' is not provided, there is usually a spending limit. If utilized properly, this can help you get on track to being debt free!! Want more credit card tips... post your questions and I do my best to answer them or refer you to a source to address your needs.